We asked thousands of retail investors from our million-strong global community about what they’re expecting and how they’re planning to invest in the first quarter of 2026.
After a year when AI felt like the only story, modern retail investors are showing something that looks more like investing discipline than chasing hype cycles.
This quarter’s Modern Investor Pulse is a snapshot of that balance: confidence in long-term themes, tempered by a selective approach to timing, concentration, and risk.

The Finimize Index tracks retail investor sentiment across our 1.1 million global community and is updated every quarter.