Q1 - 2026

Finimize Modern Investor Pulse

We asked thousands of retail investors from our million-strong global community about what they’re expecting and how they’re planning to invest in the first quarter of 2026.

After a year when AI felt like the only story, modern retail investors are showing something that looks more like investing discipline than chasing hype cycles.

This quarter’s Modern Investor Pulse is a snapshot of that balance: confidence in long-term themes, tempered by a selective approach to timing, concentration, and risk.

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Here’s a preview of the highlights from the Q1 Pulse

  • 69% believe global stock markets will be higher in 12 months
  • 65%of modern investors think bitcoin will be higher in 12 months
  • 51% plan to invest at least $10,000 in the next 12 months
  • 61% say AI valuations are stretched, but only 33% plan to reduce their exposure
The Finimize Index

Retail Investor Sentiment Vs. The S&P 500

The Finimize Index tracks retail investor sentiment across our 1.1 million global community and is updated every quarter.

Q: Do you think global stock markets will be higher 12 months from now?